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Real ownership, made possible

Own the AssetsThat Build Wealth

Invest in carefully selected, verified real-world assets from ₦500,000. Build wealth with transparent ownership records and clear investment terms.

Architectural illustration of a contemporary apartment building with a gold fraction separated from its base

Our Ecosystem

How it works

From browsing to
owning, in four steps

  1. 01Browse

    Start with theopportunity.

    Explore carefully selected real-world assets, compare expected returns, minimum investments and funding progress, all in one place.

    Every opportunity, in one place.
  2. 02Invest

    Review the details.Then invest.

    Understand what you’re investing in, the potential returns, risks and fees. When you’re ready, choose an amount and complete your investment.

    Clear information. Confident decisions.
  3. 03Own a Shard

    Own your shareof the asset.

    Once your investment is confirmed, your share is recorded and reflected in your portfolio, with your rights clearly defined in the investment documents.

    Your investment. Your share.
  4. 04Earn

    Track your investmentand earnings.

    Monitor your portfolio, track your investment performance and receive any earnings according to the asset’s agreed payment schedule.

    Stay connected to your investments.
Featured assets

Premium assets,
fractional prices

View all →
Security & Trust

Trust, built into
every investment

From asset verification to legally documented investment rights and blockchain-backed records, Shard brings together three layers of trust to give you greater confidence in every investment.

  1. 01Official verification

    Verified before
    you invest.

    We work with relevant authorities and independent partners to verify assets and review documentation before they're listed on Shard.

    • Official records verified

      Relevant ownership and asset records are checked against official sources.

    • Documents reviewed

      Supporting documents are examined for authenticity and completeness.

    • Cleared for listing

      Only assets that meet Shard’s verification requirements are listed.

  2. 02Legal framework

    Your rights.
    Clearly defined.

    Every investment is backed by legal documentation that defines your ownership rights, potential returns, and exit terms.

    • What you own

      Your investment units and the rights they represent.

    • How you’re paid

      How returns are calculated and when distributions are made.

    • How you exit

      The conditions for selling, transferring, or redeeming your investment.

    You
  3. 03Blockchain record

    Ownership you
    can verify.

    Every tokenized investment is recorded on the blockchain, giving you a transparent, secure way to verify your holdings.

    • Digital proof of ownership

      Your tokens represent your investment interests on the blockchain.

    • Verified investors only

      Token transfers are restricted to identity-verified investors.

    • Securely managed for you

      Your tokens are held in managed wallets, with no seed phrases to remember.

Mobile

Your portfolio,
in your pocket.

Discover investment opportunities, invest with ease and track your portfolio wherever you are.

Our iOS and Android apps are coming soon. In the meantime, you can enjoy the full Shard experience right from your browser.

Projection tool

Estimate your
returns

Pick an amount, a property and how long you hold it.

Your investment

₦500K
₦50M

You’d own 1.00% of the property

Time held

Assumes a 12% rental yield, paid out monthly, and 16% yearly appreciation.

Estimated value in 5 years
₦1.49M+₦992.25K from rent and appreciation
₦0
₦500K
₦1M
₦1.5M
Projected value by year
YearRental incomeAppreciationTotal
Now₦0₦0₦500K
Yr 1₦64.28K₦80K₦644.28K
Yr 2₦138.85K₦172.8K₦811.65K
Yr 3₦225.35K₦280.45K₦1.01M
Yr 4₦325.69K₦405.32K₦1.23M
Yr 5₦442.08K₦550.17K₦1.49M
Your money
₦500K
Rental income
₦442.08K+88%
Appreciation
₦550.17K+110%

Projected figures based on the assumptions shown, not guaranteed. Returns can be lower and you can lose money.

FAQ

Everything you
need to know

Can’t find your answer? Contact our support team.

Contact support →
  • Shard is a real-world asset investment platform that makes it easier for you to invest in carefully selected opportunities across real estate, agriculture, and fixed income. You can own a share of valuable assets without having to purchase them outright.

  • Simply create an account, verify your identity, and explore available investment opportunities. Choose an asset, review its details, and invest an amount that works for you. Once your investment is confirmed, you can track your holdings and any earnings directly from your dashboard.

  • Shard offers access to real-world investment opportunities, including real estate, agriculture, and fixed income. Each opportunity comes with information about the underlying asset, expected returns, risks, and investment terms, so you know what you’re putting your money into.

  • Your returns depend on the investment you choose. You may earn rental income from properties, interest from fixed-income investments, or returns from agricultural projects. Some assets may also increase in value over time. Returns are not guaranteed, and every opportunity has its own risks.

  • We take asset verification seriously. Before an investment is made available, it goes through due diligence, including relevant ownership checks, legal reviews, and financial assessments. Where applicable, we also work with government agencies and independent professionals to verify asset records and documentation.

  • Shard is built around three layers of trust: asset verification, legal documentation, and blockchain-backed records. Together, these help establish what you’re investing in, document your rights, and maintain a transparent record of your holdings. Like every investment, however, your capital remains subject to risk.

  • Every investment has its own duration and exit terms. Some require you to stay invested for a set period, so you may not be able to withdraw early. You’ll see these details before investing, allowing you to choose opportunities that fit your financial plans.

  • Shard is designed to make Nigerian investment opportunities accessible to investors at home and abroad. Eligibility, identity verification, payment options, and any country-specific restrictions will depend on the investment and applicable regulations.